5 of the Best Ways to Get a Virtual Credit or Debit Card

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1. Revolut

Revolut is a British financial technology company that offers a range of digital banking services on its mobile app. With Revolut, you can transfer money abroad in 29 currencies, get a prepaid debit card that enables cash machine withdrawals in 120 countries, and manage your cards in-app with just a tap. They offer both virtual and physical cards that you can use for payments. And for extra security you can get a single-use card that changes details after you have made a payment, protecting you from criminals online. Signing up with Revolut is easy and takes about a minute or so.

This platform is not available in every country so be sure to check your eligibility before attempting to sign up.

2. Chipper Cash

Chipper Cash is a startup that facilitates cross-border payments across Africa. It was founded in San Francisco in 2018 by Ugandan, Ham Serunjogi and Ghanaian, Maijid Moujaled. The company offers mobile-based, no-fee, P2P (peer-to-peer) payment services in seven countries: Ghana, Uganda, Nigeria, Tanzania, Rwanda, South Africa, and Kenya. You can create a free Chipper account that can facilitate international transfers, virtual payment cards and investing.

The platform works just like PayPal except that they use usernames instead of emails. They offer virtual visa cards that work internationally, and you can apply to get one through their mobile app if you have an account. However, it might not be available to every country they operate in. So be sure to check your eligibility before applying or contact customer care.

3. EcoCash

EcoCash is a Zimbabwean financial technology company that operates under the much bigger Econet Global company. The company has been offering payment solutions for more than 10 years in the country allowing Zimbabweans to make payments locally without hassle. Due to the economic state of the country, EcoCash introduced USD wallets and with that came the EcoCash virtual MasterCard that can be used internationally. They do also offer physical MasterCards but that all comes down to your preference.

To get the card just dial *153*6*1# on your Econet sim card and choose option 2.

Please note that this card and service are only available in Zimbabwe.

4. Skrill

If you don't already know, Skrill is an online payment system like PayPal. They allow instant cash transfers from one account to another, and they offer their services almost globally with some countries exempted. They also offer a virtual MasterCard that you can use to perform payments online and anywhere else where MasterCard is accepted. They offer cards in different currencies so you can choose one that is different from your local currency. However, their cards are only available to people in the European Economic Area. Your first card is free of charge and there are no fees attached to your online transactions.

5. Divvy

Divvy might not be suited for personal use as it offers its services to businesses. If you own a business, you can create as many virtual cards as you want with Divvy for free. You can use them to fulfil company payments and expenses. Their cards are visa cards and are free to create, you can get yours for free by applying on their website or their app. You can also freeze the cards if you wish to do so. They also offer a free Chrome extension that can make shopping much easier for you. Before you apply for the cards verify if you qualify for the cards or not.

Conclusion

These are not the only options available, but we just listed the ones that are probably easier to acquire depending on your circumstances. Research more options and be sure to confirm your eligibility before applying for any of the cards. Thanks for reading, I hope this helped, stay safe and happy spending.